A loan of $1,975 helped a member to buy stock.


Nkosuo Group's story

Joyce is forty years old. She is married and has given birth to four children, all in school. She lives with her husband and children in a rented apartment in Axim. Axim is along the coastal area in the western region of Ghana. Fishing is the major occupation of the people.



She is a baker. Joyce is the leader of a trust bank group called ‘Nkosuo,' meaning progress. The members of the group are mainly into fishing and other commercial activities and they request a loan to procure goods in bulk to expand their businesses. Joyce, the group leader, is in the middle of the photograph. It is their desire to give their children the best of education they can afford.

In this group: Joyce, Justina, Esi, Cynthia, Sumaya


Loan details


Lenders and lending teams



Loan details