A loan helped to buy two cows and lambs to increase the income she makes breeding livestock.


Gulmira's story

Gulmira is 50 years old, married, and has two school-age daughters. She received a high school education and works as a cook at a school. Gulmira is a responsible, enterprising, and hardworking person by nature. She has been raising livestock and crops since 1988 in order to provide her family with additional income. As a result of her hard work and her husband's help, Gulmira's farm currently consists of two cows, five sheep, one horse, and 3.1 hectares of land where she grows apples and apricots. In order to further develop her farm, Gulmira has turned to Bai Tushum Bank for a 100,000 KGS loan to buy two dairy cows and some lambs so she can increase the income she makes by breeding livestock. The income generated by this loan will help Gulmira expand her farm and improve her family's living conditions by replacing the windows in their house.

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Translated from Russian by Kiva volunteer Rachel Faith.


This loan is special because:

The borrower receives a rebate on the interest rate if all repayments are made on time.



Loan details


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Loan details