A loan of $4,000 helped a member supplies to make cheese and sell milk.


Ulloa 1 & 2 Group's story

Carlos, 50, is a borrower who lives near San Pedro D. Macorís, Dominican Republic. He is the coordinator for his group, Ulloa (pronounced oo-yo-ah), and his story is representative of the other borrowers in the group.



Carlos and the other borrowers in the group live north of San Pedro in Batey Ulloa. Bateyes are poor rural communities constructed by sugar companies for their field workers. They have little electricity, no potable running water, and limited access to medical facilities. Despite these difficulties, Carlos has had great success expanding his business through loans. He is a seasoned veteran with Esperanza International: he is now taking out his ninth loan. He uses the extra cash flow to make cheese and produce milk to sell at his family’s 'colmado' in town. Carlos also travels to nearby Quisqueya, a larger town where he can sell more milk and cheese.



Carlos is a very amiable person who loves playing the guitar. He tries to bring his guitar to every meeting to lead the group in a song or two before they start. Carlos has been in the dairy business his whole life, since he was just a boy. With the increases in profits due to loans, he has now been able to install a new cement floor in his home. With your support, Carlos can continue looking ahead to the future as his business continues to expand. Thank you for lending to Carlos and the Ulloa group!

In this group: Carlos, Fednel, Seres, Yudelca, Estilia, Tomasina, Norbert, Andres, Gabriel, Madeleine


Loan details


Lenders and lending teams



Loan details