A loan of $325 helped use to purchase fertilizer for corn production.


Julieta's story

Julieta D. is from the town of Guba, Clarin, Misamis Occidental. She is 45 years old. Julieta is married and has four school-aged children. To make a living, Julieta owns and operates a business venture in the agriculture sector, raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting and harvesting corn for sale. Julieta has been engaged in her business for over ten years and earns approximately 3,000 PHP a month for these activities.

In 2006, Julieta joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Julieta has successfully repaid a previous loan of 7,000 PHP from PMPC. This previous loan was used to purchase additional seeds, seedlings and young crops to raise. Julieta is requesting a new loan of 14,800 PHP which will be used to purchase fertilizers such as manure. This will be the 8th loan taken out by Julieta from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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