A loan of $625 helped to purchase weed-killers such as Gramoxome.


Pativaine's story

Pativaine owns & operates a business venture, planting & harvesting taro for sale. She has 12 years of experience in this business. Pativaine needs a loan of WST $1500 to purchase weed-killers such as Gramoxome. She plans to use the profit from her business (estimated to be 600 talas or US $250 per week) to improve the general living conditions of her family. In 2006, Pativaine joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Pativaine's 4th loan with SPBD.

Overall Social Metric Score:* 1.6 out of 3 Level of Education: 1.5 out of 3 Level of total Household Income: 1.8 out of 3 Quality of Household Assets: 2.3 out of 3

*SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from university.

About SPBD

In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.



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