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At her young age, she is blissfully married to Leo M., 26 years old, and makes sets of furniture from bamboo. They are happily living on the Island of Talim, Binangonan Rizal. She is blessed with her two children, Adrian and Francis May.

She is a poor woman, and because she wanted to rise from poverty, she encouraged herself to join ASHI, an MFI and Kiva field partner, to access capital to start up a business. She received the amount of 5,000 PHP for her first loan, and she was able to utilize it in her business, the making of bamboo sets (furniture). The business still exists.

On her fourth loan she is asking for 17,000 PHP for the same business. She will purchase bamboo, rolls of bamboo strips, nails and other equipment for making furniture. She also plans to expand her business to get involved in double-deck making (bunk beds) for more income.

She wants to have savings for their future needs, especially because she hopes to send her children to school until they finish college. She dreams that her children will be professionals in order for them to live a happy and contented life.

That is the story of a simple, baby-faced and courageous mother, only 23 years old, Jocelyn M..

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 398
    View loans »
    Philippines Loans Fundraising
  • $66,089,900
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Jocelyn to buy bamboo, bamboo strips, nails, etc. for the growth of her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 10, 2009
Dec 4, 2009
Currency Exchange Loss:
Jun 15, 2010