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Sandra Del Carmen
Señora Sandra del Carmen Pérez has been dedicated to agriculture for 16 years. Thanks to the support of her husband, the greatest difficulty that she is presented is the economic crisis faced by the country which prevents her from buying the necessary supplies to be able improve her pineapple crop. With this loan Señora Sandra is going to buy fertilizers and agricultural supplies for the adequate maintenance of her pineapple crop. If she receives this loan, she is going to benefit economically so that the crop will repay the loan and with the profits she will be able to improve her dwelling little by little. She lives in a neighborhood located far from the municipality of Ticuantepe along with her husband, who also works, and supports him with the expenses of the home. They have four children in their care, who all attend school at present. She thanks Afodenic for their support through the funds from Kiva, since there are many families who achieve a better life with these types of programs for the development of the country.
View original language description ↓
La señora Sandra del Carmen Pérez, desde hace 16 años se dedica a la agricultura, gracias al apoyo de su esposo, la mayor dificultad que se le presenta es por la crisis económica por la cual enfrenta el país y eso hace que no logre comprar los insumos necesarios para poder mejor sus cultivos de piña, doña Sandra con el préstamo va a comprar fertilizantes e insumos agrícolas para darle un mantenimiento adecuado a la producción de piña , ya que si ella logra esto va a beneficiarse en lo económico para que el mismo cultivo pague el desembolso y con las ganancias poder ir mejorando su vivienda poco a poco , ella habita en un barrio alejado del pueblo del municipio de Ticuantepe junto a su esposo el cual trabaja y le apoya con los gastos del hogar ya que tienen cuatro hijos a su cargo los cuales estudian actualmente . Agradece el apoyo que le brinda Afodenic a través de los fondos Kiva, ya que son muchas familias logran una mejor vida con estos tipos de programa para el desarrollo del país .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Sandra Del Carmen to buy fertilizers for her pineapple crop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Nov 28, 2009
Dec 3, 2009
Currency Exchange Loss:
Oct 16, 2010