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Carlos Alberto
Carlos Alberto F. T. is 50 years old, lives in Arce City in the La Libertad district. He lives with his wife and four children, who are all studying. Carlos has owned a bakery for 10 years, a business which is mostly run by his wife. He, himself, works as a farmer and he uses his pick-up to work as a private driver. Carlos is seeking this loan in order to be able to buy corn and beans for planting and at the same time buy ingredients for bread, which he sells in the area where he lives. Carlos is a very hard-working man, and he, together with his wife, make an effort in many ways to be able to provide a better life for his four children. They work very hard but their reward is the recognition that their children can count on having all the basics in order to prosper and to be able to continue their studies.
View original language description ↓
Carlos Alberto F. T. de 50 años de edad, reside en Ciudad Arce en el departamento de La Libertad, vive junto a su esposa y cuatro hijos los cuales se dedican a estudiar. Carlos posee una panadería desde hace 10 años, negocio el cual es atendido sobre todo por su esposa, así mismo él trabaja como agricultor y hace viajes a personas particulares ya que posee un pick up. Carlos solícita un préstamo a través del cual pueda comprar maíz y frijoles para realizar la siembra, así mismo comprar materia prima para la elaboración del pan, el cual lo comercializa el la zona en la cual él vive. Carlos es un hombre muy trabajador, el cual junto a su esposa se esfuerzan de diferentes maneras para poder brindarles una vida mejor a sus cuatro hijos, trabajan muy duro pero obtienen su recompensa al observar que sus hijos cuentan con todo lo básico para seguir adelante y poder seguir con sus estudios.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 546
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos Alberto purchase of rice and beans and ingredients for bread for his bakery.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 23, 2009
Dec 2, 2009
Currency Exchange Loss:
Apr 15, 2011