A loan of $2,225 helped a member purchase of merchandise, material, and tools for working with glass.

Trebol De 4 Hojas Group's story

The Trebol D. 4 Hojas Bank is one of the banks that fundamentally supports its older members. Them members of the bank sell cell phones, are painter, wash cars, run a general store, and sell vegetables. This bank is now it its third loan cycle, and during their past cycles there have not been any problems, always making their full payments. The solicited loans will be used for the purchase of merchadise and for building capital for their businesses in order to allow their business to be one of the main financial providers for their families. The majority of the members have low financial resources, and their loans would improve their quality of life.

ANTONIA is one of the members of the Trebol D. 4 Hojas Bank, she is one of the founders, and she is serving as the bank representative and president and is continuing to serve as the representative of the Communal bank. During her time with the bank, she has learned to be the highest saving member of her group. Her business is the sale of flowers and candles in churches. She very demanding of her fellow borrowers.

CINTHYA LICETTE is the secretary of the Communal Bank. She is one of the members who helped found the bank, and in her tenure, she has shown herself to be very responsible with her repayments. Her business is cell phone sales and she is soliciting this loan to buy merchandise.

ANA is the member who serves as the treasurer of the bank. Like the other members, she is a founder of the bank. Her business is working with glass and she will use this loan for working material. As part of this bank, she has learned to work well with her peers and to always be punctual, arriving at the right time for payments.

In this group: Antonia, Karina, Cinthya Licette, Sergio, Lidia, Rosa Esther, Gregoria, Ana, Tania, Shirley Alejandra

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Translated from Spanish by Kiva volunteer Julia Kastner

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