A loan of $3,100 helped a member to purchase fertilizers such as manure.


Ledenila's Group's story

Ledenila T. is from the village of Burgos. She is 52 years old. Ledenila is the group leader of an 8-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Ledenila is married and has three adult children. To make a living, Ledenila owns & operates a business planting & harvesting a variety of vegetables for sale. Ledenila has been engaged in her business for over 20 years and earns approximately 5,000 PHP a month for these activities. In 2006, Ledenila joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Ledenila has successfully repaid a previous loan of 30,000 PHP from ASKI. This previous loan was used to purchase additional seeds, seedlings & young crops to raise. Ledenila is requesting a new loan of 15,000 PHP, which will be used to purchase fertilizers such as manure. This loan will be the ninth loan taken out by Ledenila from ASKI. She plans to use the additional revenue generated from the business to improve/expand her business. About ASKI: ASKI is one of the most successful microfinance institutions in the Philippines. It has 25 branches covering the Central and Northeastern areas. Its clients are mostly farmers, fisherfolks and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Ledenila, Ednafe, Susana, Teresita, Pacita, Jenny, Beatriz, Carmelita
*not pictured



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