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Maria Virginia
For 5 years, Señora Maria Virginia has been selling food, preparing 20 lunches a day that she carries to the San Aurelio factory. In addition to this, she is a music teacher. She gets up very early each day to go to buy the meat that she needs to make her lunches; she distributes them at noon to the workers who leave the factory to eat. She maD. the decision to increase her working capital and to buy more lunch containers and a cooler to better maintain the perishables that she buys for the lunches. For this reason she has approached EMPRENDER for a loan. She is very proud of the work she is doing, since she must set a good example for her daughters who are in secondary school. For this reason she is very pleased to have the support of the institution, as she is committed to succeed so as to be an example for her family. She hopes that over time she will be able to rent out rooms in her house and also sell dinner so that she can improve her income and give greater opportunities to her family.
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La Señora Maria Virginia se dedica, hace 5 años a la venta D. comida, ella prepara 20 almuerzos al dia que lleva a la Fabrica San Aurelio, además D. eso es profesora D. musica; se levanta muy temprano todos los dias para ir a comprar la carne que necesita para preparar sus alumuerzos que debe repartir hasta las 12:00 horas del mediodia en la que los trabajadores salen a comer. Tomo la decision D. aumentar su capital D. trabajo y D. comprar más cajitas D. almuerzo y D. una heladera para mantener mejor los viveres que compra para los almuerzos, es por eso que ha accedido a un credito con EMPRENDER, ella esta muy orgullosa del trabajo que esta haciendo puesto que debe dar el ejemplo a sus hijas que estan en secundaria, por lo que esta muy contenta D. contar con el apoyo que le brinda la institucion y esta muy comprometida en no fallar, para ser un ejemplo para su familia. Desea con el tiempo poder colocar una pension familiar en su casa y vender cena tambien para poder mejorar sus ingresos y darle mejores oportunidades a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,679,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Maria Virginia to increase capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Dec 2, 2009
Currency Exchange Loss:
Dec 15, 2010