Johnson D. is a 45-year-old general store owner who lives in Modesta Village, San Mateo, Rizal. He is married to Lilian Lila, 49, a teacher. They have two school-aged children.
Johnson has been an entrepreneur for almost two decades. His general store has been growing successfully though the years. He also has a motorized tricycle. He recently added selling purified drinking water in large containers. He has also joined the bandwagon of entrepreneurs venturing into selling electronic load credits for mobile phones. Combined, he earns more than $295 a month in net income.
He is now on his fifth loan cycle with the Center for Community Transformation (CCT) Credit Cooperative (one of Kiva's field partners) and has applied for a 11,000 PHP loan which he will use to purchase additional items to sell, including rice. Johnson dreams of converting his small store to a grocery store someday.
The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ. CCT is a member of the Five Talents family.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.