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Kub M. is 23 years old and lives with her own family in Phnom Penh city. She is a good housewife who cooks delicious meals for her family. To earn a living, she sells some clothes and fake jewelry in the local market, where she can make income of around $6 per day to feed her family.

Kub M. is a single woman who has two siblings who are students who also help sell her inventory when they are not going to school. Kub M. currently resides with her mother who helps do all the housework. Kub M. was busy at her business when the photo taken, so her mother is pictured instead.

In the past, Kub M. rented a market shop for her business and right now she hopes to own her shop by using a Kiva loan to buy one. The loan will help her to cut her rental costs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kub to buy a shop for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2009
Dec 1, 2009
Currency Exchange Loss:
Aug 16, 2010