A loan of $1,000 helped to build a café in front of her home.


Hem's story

Hem P., 27, is a humble villager who lives in Reusey Keo commune, in Phnom Penh city. She works as a teacher at the local public school and typically earns a salary of $120 a month to help provide her family’s food needs. She is a single woman and currently lives with her young sister, who works as a Civil Service officer for a ministry. Hem P. has been planning to operate a café business for years, but she doesn’t have enough money to start it. That is why she is requesting a loan from Kiva through HKL. She will be use her loan to build a shop in front of her home where she will operate a café.



Loan details


Lenders and lending teams



Loan details