A loan of $600 helped tO BUY POCKET BOOKS, BILLFOLDS, CAPS, CALCULATORS AND GLASSES TO INCREASE BUSINESS.


Marcos Erminio's story

Marcos is a hard-working man. When he left the Nicaraguan Army he received a pension and with this money he began his business, selling glasses, watches, night lights, alarm clocks, among other things, in Managua's Mayoreo market. He is a mobile vendor who has obtained permission to sell there. This is where all buses depart for the northern departments.


Thanks to loans provided through AFODENIC, he has been able to maintain his inventory, although in recent months his sales have been low. Since he must start selling very early if he wants to succeed, he has to buy his own lunch.


With this loan for Christmas season Marcos wants to buy billfolds, calculators, caps, and watches for ladies and gentlemen, as well as a variety of glasses, to attract customers, increase sales and satisfy the needs of his wife and his 2 children, who depend on his source of work.

Translator profile picture

Translated from Spanish by Kiva volunteer Harold Dana Sims, PhD



Loan details


Lenders and lending teams



Loan details