A loan helped a member to buy clothing, cosmetics, and home appliances.


Foco Group's story

The Foco Group is renewing its loan. With the previous help of investors the members made improvements to their businesses and are growing their sales every day. So they are applying for another loan in this cycle so they can continue with their work. They live in a very poor and needy community in the Jardim Angela region of Sao Paulo and are humbly asking for this help once again.

One of the members is the group's leader. Her name is Maria do Carmo. She is a widow and lives with her daughter. Maria do Carmo has been selling household appliances for more than ten years and will use the loan to buy clothing, cosmetics and household appliances. She is becoming financially independent through her work.

Jerusa sells clothing and will invest in winter styles; Dorilene sells salty and sweet snacks; and Luzia will invest in products such as handbags, costumer jewelry and accessories that she sells door-to-door.

In this group: Dorilene, Maria Do Carmo , Jerusa, Luzia

Translated from Portuguese by Kiva volunteer Marcia Margolis.


This loan is special because:

This is one of few affordable credit options for low-income borrowers in São Paulo, Brazil.



Loan details


Lenders and lending teams




Loan details