A loan of $1,375 helped a member to buy a cow to sell more milk.


Ainake's Group's story

Ainake T. is the leader of this group. Ainake lives in the city of Karbalta, sixty kilometers from the capital. A fifty-eight-year-old widow Ainake has earned the right to consider herself a strong and courageous woman, because she has raised seven children: six daughters and one son. The eldest daughter is now thirty-eight, the youngest is twenty-two. After her husband passed away Ainake courageously continued raising her children by herself. Fortunately today all the daughters and the only son are married.

After the death of his father Ainake's son decided to stay and help her run the household. From her husband Ainake inherited a few animals. After discussing it with her children and relatives Ainake decided to keep the livestock rather than sell it. She had to learn how to tend for the animals. She was very fortunate that her son was right there, helping her along the way. Time itself has shown just how wise her decision was. She was able to increase the headcount of her livestock and when the time came for her children to be married this livestock came very handy. Ainake saved a lot of money since she didn't have to purchase meat.

Currently Ainake sells milk and that's how she earns income for her living expenses. Whenever she needs a larger amount her son sells some of the livestock on the local market. Ainake is hoping to purchase an additional cow to increase the profits from the sale of milk. She is planning to do renovations in her house and also replace the gates.

Ainake has three partners in her group:

Eldiar T. is thirty-seven. He has two children. His wife stays at home with the children. To feed his family Eldiar raises sheep and sells milk. He needs the loan in order to buy one more cow. He has a dream to build a house on his farm.

Gulzat D. is thirty-four. Her husband is an electrician. They have three children. The youngest daughter is only four. All children go to primary school. Gulzat stays at home tending the livestock. She is asking for a loan in order to purchase a cow.

Ainura O. is forty-nine. With her husband Ainura raised four children: three daughters and one son. All the daughters are married. The son attends school, he is only eleven. Ainura's husband works as a manager of a farm. At home Ainura tends her livestock as well as knits and sells local souvenirs. Ainura is hoping to get a loan in order to buy a cow.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

In this group: Ainake, Eldiar, Gulzat, Ainura
*not pictured

Translated from Russian by Kiva volunteer Andrei Vazhnov


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