A loan of $550 helped a member to buy a cow.


Indera's Group's story

Indera K. is the leader of this group. Indera and her family live in the city of Kant, only twenty minutes from the capital. Kalchaevs are an average family, and like so many others, they work day after day to feed themselves and find enjoyment in the work itself. Everyday work of simple people with an average income can often bring a feeling of contentment. A person can find joy and happiness in taking care of everyday concerns and with each day tries to apply even more effort and dedication. Indera's husband is a worker at the "Kant stroi" construction company. Indera takes care of the household and is a mother of three children. The eldest daughter is seventeen. She recently got married. Indera's son is sixteen. He is an eighth-grade student. The youngest daughter is only five, and she attends kindergarden.

In addition to doing everyday work around the house, Indera raises farm animals. She has been in the livestock breeding business ever since her father-in-law gave her three rams, so that she and her husband could breed sheep and little-by-little increase the headcount. That's exactly what Indera proceeded to do. She skilfully used the generous gift of her father-in-law, and thanks to the joint efforts of Indera, her husband, and her children, they were able to create their own flock. When the time came for her eldest daugher to get married Indera was prepared, since she already enough meat. Now Indera is seeking a loan in order to purchase a cow calf. Indera's dream is to build a big house.

Indera has three partners in her group:

Anzhelika K. is thirty-four. She has three children. Anzhelika's husband is a worker at the "Sahzavod" company. Anzhelika herself works as a distribution operator at "Sahzavod". She also has livestock that is tended by her parents. Anzhelika needs a loan in order to purchase several sheep for livestock breeding and sales.

Asanbek K. is sixty-three. Asanbek is a pensionier. His wife works at home. They have four daughters who are married and live separately. Asanbek tends his livestock and sells fifteen litres of milk per day. The sale of milk and his pension allow Asanbek to live independently. Asanbek needs a load to purchase several sheep.

Gulzhan S. is thirty-five. She has two daughters. Gulzhan's husband works as a supervisor at "Kant stroi".Gulzhan stays at home with her youngest daughter. She tends the livestock and sells milk. Gulzhan hopes to obtain a loan that would allow her to purchase two additional sheep.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

In this group: Indera, Anzhelika, Asanbek, Gulzhan
*not pictured

Translated from Russian by Kiva volunteer Andrei Vazhnov


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