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Resty is a 52 years old, widowed with five children aged between 15 and 32 years. Three of her children go to school. She resides in and owns a two room house where she is staying with twelve people. Resty takes care of additional family members. The family has no access to electricity and piped water and gets three meals a day. She incurs transport costs to and from buying charcoal from Kisaasi to her home at Kisaasi Kikulu zone. She doesn’t pay rent for business premises because she sells from her home. She works in a semi urban area which is in the outskirts of Kampala. She works seven days a week. She receives an average of thirty customers a day and sells to all categories of people both on retail and wholesale. Her greatest monthly expenses include feeding the family and school fees for her children. Her major business challenges are transportation and seasonality. She has been in this business for six years and with MCDT for ten years servicing her twentieth loan, working with the same group mates. Resty joined MCDT because it was near her home and was working with poor women. She wants to use this loan to buy more sacks of charcoal for use during the festive season. She aspires to see her business grower bigger and starts selling on wholesale only and also going directly to producers.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 187
    View loans »
    Uganda Loans Fundraising
  • $32,667,650
    Funds lent in using Kiva
  • 1,875.0
    Uganda Shillings (UGX) = $1 USD