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Ronald Antonio
Señor Ronald Antonio P. M. works in maintenance at the Mayoreo Managua market. He lives with his four children and his wife. Three of his children are in school. He has worked with Ceprodel for six years, and during this time, he has invested in improving his house with the eleven credits he has had. He is an excellent client. He will use this credit to buy construction materials to maintain and repair the floor of his home in which he lives and to pay for labor.
View original language description ↓
El Señor Ronald Antonio P. M., labora como oficial de mantenimiento del mercado Mayoreo Managua, el habita con sus Cuatro hijos y su esposa, de los cuales tres se encuentran estudiando, el esta casado, ha trabajado créditos con Ceprodel durante seis años, en ese lapso ha invertido en mejorar las condiciones de su vivienda con los 11 Créditos otorgados que ha trabajado con Ceprodel, el es un excelente Cliente.

El crédito solicitado es para realizar la compra de materiales de construcción para mantenimiento y reparación del piso de la vivienda en que habita y para el pago de la mano de obra.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ronald Antonio to maintain and repair the floor of his house.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Nov 17, 2009
Nov 29, 2009
Currency Exchange Loss:
Aug 15, 2011