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Wilmer Zacarías
Wilmer A. has sold clothes in Chinandega's central market for the last 10 years. He has managed to improve the state of his business because he started out with just a few items of clothing but, as time has passed, has managed to improve. Today, he seeks help from Ceprodel to buy clothing so that he can contribute to the wellbeing of his business and family, which so much needs his support to improve their living conditions.
View original language description ↓
El caballero Wilmer A. posee su propio negocio de venta de ropa desde hace diez años en el mercado central del departamento de Chinandega donde está ubicado. Él ha logrado mejorar las condiciones de su negocio porque inició con poca cantidad de ropa pero a medida que vino pasando el tiempo, logró mejorar sus condiciones y hoy en día acude a Ceprodel para solicitar un crédito para la compra de la ropa y de esta manera contribuir al bienestar de su negocio y su familia que tanto requiere de su apoyo para mejorar las condiciones de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Wilmer Zacarías to buy clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 10, 2009
Nov 27, 2009
Currency Exchange Loss:
Jul 15, 2010