A loan of $350 helped purhcase and sell merchandise such as clothing for men, women, and children for Christmas festivities.


Yovana's story

Yovana is a member of the Vilcanota communal bank.


She is 29 years old, single, and does not have any children. She lives in the province of Cusco and attends the communal bank meetings. She is a public accountant and also has a clothing sales stand at the “Pacífico del Sur” market in the city of Cusco. She has been working for several years and she has done well, thanks to the effort that she puts into her work. Yovana is a hardworking and enterprising young woman who wants to get ahead in her profession. She needs a loan to purchase and sell merchandise such as clothing for men, women, and children for Christmas festivities. This way, she can increase business capital and have better earnings and a better quality of life.


Yovana is grateful for the opportunity provided to her by the communal bank and she promises to make her loan payments according to schedule.

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Translated from Spanish by Kiva volunteer Kathleen O'Connell



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