A loan of $825 helped to buy and sell clothing and other textiles.

Lina's story

Lina was born in Gaza and is 47. She lives with her husband and her four children whose ages range between 12 and 27. The three youngest go to school. She isn't responsible financially for anyone else and saves 1,500 meticais a month.

Lina left Gaza for the town of Namaacha on the border with Swaziland with her oldest brother, who was working for the registry office in that district. When she arrived to Namaacha, she enrolled in school. In that same year, she became pregnant and had to stop studying because at that time it wasn't allowed to go to school while pregnant. She got married, and five days later, her husband abandoned her and left for South Africa. He left a letter that she only discovered 6 months later claiming that he was going to look for a job. Her life was difficult, so she asked her brother for help, and he got her a job at the registry office where she worked for 5 years. After she finished her contract, she married her current husband who now lives with her in her home. With the money she made from her job, she started her own business selling capulanas (robes/dresses) which she acquired in Maputo and resold in Swaziland. Her business has grown and she can't satisfy her customers' demand anymore. She is turning to Hluvuku and Kiva for her fourth loan so she can increase her stock of merchandise. Today she has better products (sheets, blankets, duvets, pants, and curtains). She buys these items for 400, 500, and 350 meticais and resells them for 1,000, 1250, and 600 meticais. She makes a monthly profit of 8,000 meticais.

This is her fourth loan with Hluvuku and her second with Kiva. Her first one was for 11,000 meticais to buy various types of clothing like blouses, sheets, duvets, blankets, pants, and curtains). Her second one was for 15,500 meticais to increase her volume of merchandise. Her third was for 20,000 meticais to expand her kitchen, which is now complete. This one is for 25,000 meticais, which she will use to increase the volume of her business. She is building a boutique because at her age she doesn't want to make deliveries to people's homes anymore.

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Translated from Portuguese by Kiva volunteer Tanya Harper

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