La Pintura Group
Dina Rebeca M. began selling pencils and notebooks. Her business grew over time until it was eventually converted into a café and school bookstore. Around the same time, Marcia Nohemí A. started a business selling soft drinks. Today she sells prepared foods and cheese.
Ruth A. sells different styles of clothing, while Lisseth Jaqueline A. sells candy and ice cream. They all are requesting loans to invest in their businesses so they can increase their revenues and improve their income.
Marcia A., Lisseth A., Dina M. y Ruth A. conforman al grupo La Pintura. Ellas son mujeres trabajadoras y emprendedoras que han administrado de forma formidable sus negocios.
Dina Rebeca M. empezó vendiendo lápices y cuadernos, pero poco a poco su negocio fue creciendo hasta convertirlo en un cafetín y librería escolar. Asimismo paso con Marcia Nohemí A. quien inició con la venta de fresco y hoy en día vende comida y queso.
Ruth A. vende ropa de diferentes estilos y Lisseth Jaqueline A. vende golosinas y helados. Todas ellas invertirán sus créditos en sus negocios para mejorarlos y aumentar sus ganancias.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid