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Guayacan Group
In this Group: Maricela , Silvia , María
Marisela del Socorro M. Chavarría, María Dolores G. and Silvia Lorena B. Gonzales make up the group Guayacan. They are three female entrepreneurs, fighters, and hard workers. Miss Marisela del Socorro M. Chavarría has been selling cosmetics, creams, and perfumes door-to-door for eight years in addition to having her own sewing shop. In the same way María Dolores G. Carballo sells cosmetics and underwear on the streets of Managua and Silvia Lorena B. Gonzales distributes clothing and cosmetics. From the early hours of the day the women prepare themselves to go out and work and they return to their houses exhausted from the long walks in the sun and the incessant heat of Nicaragua. But upon seeing their children, they know that what they do is for their wellbeing.
View original language description ↓

Marisela del Socorro M. Chavarría, María Dolores G. y Silvia Lorena B. Gonzales integran al grupo Guayacan. Ellas son tres féminas emprendedoras, luchadoras y trabajadoras.
La señora Marisela del Socorro Chavarría tiene ocho años de comercializar de manera ambulante cosméticos, cremas y perfumes además de tener su propio taller de costura.

De la misma manera María Dolores G. Carballo vende en las calles de Managua cosméticos y ropa interior y Silvia Lorena B. Gonzales distribuye ropa y cosméticos.

Ellas desde muy tempranas horas se preparan para salir y regresan hasta ya muy tarde a sus casas rendidas por las caminatas por el sol y el calor incesante de Nicaragua. Pero al ver a sus hijos saben que es por su bienestar que lo hacen y por ellas mismas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 36
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Guayacan Group's $800 loan helped a member to buy cosmetics such as makeup and lipstick.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 26, 2009
Nov 26, 2009
Currency Exchange Loss:
Apr 15, 2010