A loan of $1,200 helped purchase merchandise.

Yelba María's story

Yelba María M. A. is 54 years old and lives with her husband and three children in the community of Hernández located in Los Chiles, Alajuela Province. This community is in a mountainous area that has grand vistas and experiences great humidity. It is on the road that is closest to the northern border of the country. The principal economic activities of the region are livestock breeding and agriculture, specifically the cultivation of basic grains, tubers, and oranges.

A little over two years ago, Doña Yelba began selling personal items, household products, as well as cosmetics, perfumes, crèmes, etc. She goes from house to house offering her merchandise. Sometimes customers will come to her home to buy these products. Doña Yelba says her business has helped tremendously in covering her household expenses and enabling her children to get ahead.

She is currently requesting a microloan in the amount of 668,000 colones to purchase merchandise she can sell in her village. Business has been good, but she lacks the available capital to make it grow even more. Doña Yelba hopes this loan will enable her to increase her sales, improve her family’s financial condition, and provide greater opportunities for her children.

Doña Yelba is a member of the United Community Credit Enterprise for Development, one of the 100 partner organizations affiliated with EDESA in Costa Rica. This is her first loan and she hopes to grow personally and financially. She would like to offer her thanks to these types of organizations and credit facilitators that enable her to devote more time to productive activities.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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