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Mario Alberto
Señor Mario Alemán has been a security guard for more than 14 years. He hasn't been able to find a job where he can earn more money because with the little that one knows, it is difficult, and jobs are scarce. The saddest thing is that with the changes in government, various changes have happened, and he's afraid that he will lose his job, and he depends on his salary. He is 40, and he and his wife have one 17-year-old daughter who studies in secondary school. He hopes that he will be able to help pay for this although it's very expensive. They live in Laureles Sur. With this financing, he will be able to buy stone, cement, and iron to make a wall so they will have better security against the delinquency that threatens the country day after day and so their family can have better living conditions.
View original language description ↓
El señor Mario Alemán es guarda de seguridad desde hace catorce años, no ha podido encontrar un empleo donde pueda ganar mas por que con lo poco que sabe uno es mas difícil y están escasos los empleos, lo mas triste es cuando se cambia de gobierno por que se dan varios cambios y teme que lo corran lo cual el solo depende de su salario. Tiene 4a años de edad, su esposa le procreo una hija que estudia su secundaria tiene 17 años de edad, el cual espera poder ayudar aunque todo esta caro, viven en Laureles Sur. Con este financiamiento logrará comprar piedra, cemento hierro para hacer un muro para poder tener mejor seguridad contra la delincuencia que asecha día a día en nuestro país, como estar en mejores condiciones con su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Mario Alberto to buy stone, cement, sand, and iron to make a wall.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 20, 2009
Nov 26, 2009
Currency Exchange Loss:
Apr 15, 2011