Fotu is a young married woman from Siumu, operating a banana plantation not far from her backyard. Her husband works the land in the plantation. She joined the South Pacific Business Development program in 2005 and is now on her fifth loan. She used to sell 15-20 bags of banana at Fugalei Market and she received $200-$300 a week from those sales. She is requesting a loan of $800 to buy more raw material for the plantation.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.