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Jitume Group
In this Group: Hadija , Rehama, Naomi, Jumanne, Jonas*, Fatuma, Ruth, Blandina*, Mwajuma, Ziada, Fatuma, Naomi, Stella, Martha, Anna, Happy, Zubeda, Angela, Saina, Charles, Zena, Mwanahamisi, Mwanaidi, Husna, Ester
* not pictured
Hadija S., age 36, is married with 4 children, ages 16, 14, 12, and 3 years old. She has a small charcoal stall and clothes shop. She opened the business in 2008 and works long daily hours from 8 am until 8 pm. By selling charcoal and clothes she is able to earn a monthly profit of around $410.

This will be Hadija’s 2nd loan from Tujijenge Tanzania. She used the previous loan to expand the charcoal business and open the clothes business. She paid back her first loan successfully. She hopes to purchase additional stock for her charcoal business with this 2nd loan.
Hadija will share this loan with her group of 25 members, who keep each other accountable for paying back the loan. In the picture, Hadija is standing in the center and right of the picture, wearing a yellow t-shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 18
    View loans »
    Tanzania Loans Fundraising
  • $16,055,625
    Funds lent in using Kiva
  • 1,340.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jitume Group's $4,375 loan helped a member purchase more charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 25, 2009
Dec 1, 2009
Currency Exchange Loss:
Apr 15, 2010