A loan helped to buy an additional dairy cow to improve her milk vending business and generate more profits to support her family.


Mary's story

Mary (pictured carrying her last-born and alongside her neighbours) is a self-driven smallholder farmer and a force to be reckoned with. She is a proud woman who started practicing farming out of economic necessity. She lives in Kericho where almost everybody struggles to make his or her way.

Mary works hard to ensure that they get a decent life. She learned the trade from her poor parents, and now she honours them by practicing what she was taught. Nine years ago, she began farming. Today, she has achieved great milestones in terms of diversifying from vegetable farming by introducing farm animals such as goats, dairy cows, and poultry. She also grows vegetables on her farm.

Mary has managed to take care of her family with her income from selling milk. Mary has always wanted to buy another dairy cow, but a lack of capital has prevented her from doing so. She is now seeking a loan to buy an additional dairy cow to improve her milk vending business. The cow she intends to buy is a breed that produces between 10 and 17 litres of milk a day. With this cow, she will produce more milk, which will translate into more income.

Demand for milk in the Kericho area is high, but the supply is low. So, through this loan, Mary is going to have more milk and will comfortably meet demand. Mary's vision is to keep even more dairy cows so that she will be able to build a bio gas digester in the future, which will help her save more energy.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals and farming equipment.



Loan details


Lenders and lending teams




Loan details