A loan of $3,300 helped a member to purchase rice, sugar, oil, meat, apples, oranges, and food in general.


El Cruce Hacia El Futuro (Cuenca) Group's story

The communal bank, "El Cruce" is located in the neighborhood of El Cruce, which belongs to the parish of Sinincay in the city of Cuenca. Sinincay is in the northeast part of the city. Its tourist attractions are the Colonial Temple, the Cabagana hill, the Pizarro lagoon, etc. It's inhabitants have made the most of the natural resources here like the clay deposits that are the raw material for making tile and bricks. The people here are warm and always wnat to get ahead and look for the best way of working to give their families a better future.


Señora Elsa M. is a member of the communal bank, "El Cruce," which belongs to the Sinincay parish. She is 45 and has been divorced for 16 years. She made this decision because her husband traveled abroad to give them a better future and never came back. She has 4 children who are 27, 25, 23, and 14. Her first and third sons are married and one of them still lives in her home and helps her financially. Her second son works and helps her at home. Her youngest daughter goes to the high school in the city of Cuenca. As a fruit of her labor, she has been able to build her home.


Elsa has a business selling lunches, and she has sold them for 2 years in her community. She also has a clientele and works starting very early to be able to have her lunches ready at noon. She has great friendships with all of the members of her communal bank. They are on their 14th loan, and she tells us that it has helped them get ahead with their families and their businesses. With the new loan that Fundación Espoir is offering her, she will invest in her business by buying products to make her lunches. Her goal is to start a grocery store in her home.


Señora Rosa P. is a member of the communal bank, "El Cruce," and lives in the community called Cruce del Carmen. It belongs to the parish of Sinincay. She is 42; married; and has 6 kids who are 27, 25, 21, 13, 12, and 3. Her first daughter is married and lives independently. Her second and third sons work and help her financially. Her fourth daughter studies at Ecuador high school. Her fifth son studies at the Monsalve Pozo high school. Her husband works in construction, and because of his years of hard work, they have managed to build their own home.


Rosa has worked for two years at the snack bar of the Monsalve Pozo high school, and she tells us that it is going well for her. She has a great friendship with all of the members of her commmunal bank. They are on their 14th laon and she tells us that it has helped her improve her home. With this new loan from Fundación Espoir, she will invest in her home. Her goal is to make some repairs to her home.


Señora Gladys Ullaguari is a member of the communal bank, "El Cruce" and lives in the Santa Ana del Cruce neighborhood, which belongs to the Sinincay parish. She is 57, married, and has 7 children whose ages she doesn't remember. Her first four children are married and three of them live independently. Only one of her married daughters lives in her house but she lives in a separate area. Two of her children study at CECAP, and one son works to help her pay the water and light bill. Her husband works in construction. Through many years of work, they have managed to build their own home. She tells us that it is small but very warm.


Gladys has a business where she works selling fruit. She has her own stand in a market. She has done this for 2 years, and she tells us that there are good weeks and bad weeks, but there is always a little profit so she can take food to her home. Her work schedule is from 8 a.m. to 5 p.m. She has a great friendship with all of the members of her bank. This is her fourth loan, and she tells us that her loans have benefitted her business. With this new loan from Fundación Espoir, she will invest in her business to help her family. Her goal is to make some repairs to her home.

In this group: Elsa Gladys, Janaeth Faviola, Maria Del Carmen, Johanna Belen, Maria Luisa, Maria Angelita, Angelica Patricia, Rosa Del Cisne*, Gladis Blanca
*not pictured

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Translated from Spanish by Kiva volunteer Tanya Harper


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