A loan of $625 helped to purchase fertilizers such as manure.

Oka's story

Oka T. is a 34-year-old woman living in the town of Tufutafoe. She is married and has 5 school-aged children. To make a living, Oka owns & operates a business venture in the agriculture sector, raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting & harvesting taro for sale. Oka has been engaged in this business for over 2 years and earns approximately 400 WST a month from these activities.

In 2008, Oka joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Oka has successfully repaid a previous loan of 750 WST from SPBD. This previous loan was used to purchase fertilizers such as manure. Oka is now requesting a new loan of 1500 WST which will be used to purchase fertilizers such as manure. This will be the 2nd loan taken out by the borrower from SPBD. Oka plans to use the additional revenue generated from the business to improve/expand her business.

About SPBD:

SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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