A loan of $425 helped to purchase fertilizers such as manure.

Agalua's story

Agalua L. is a 54-year-old woman living in the town of Salelavalu Uta. She is engaged and has 4 adult children. To make a living, Agalua owns & operates a business venture in the agriculture sector, raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting & harvesting bananas for sale. Agalua has been engaged in this business for over 1 year and earns approximately 300 WST a month from these activities.

In 2008, Agalua joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Agalua has successfully repaid a previous loan of 750 WST from SPBD. This previous loan was used to purchase fertilizers such as manure. Agalua is now requesting a new loan of 1000 WST which will be used to purchase fertilizers such as manure. This will be the 2nd loan taken out by the borrower from SPBD. Agalua plans to use the additional revenue generated from the business to improve/expand her business.

About SPBD:

SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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