In 2008, Onolina joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Onolina has successfully repaid a previous loan of 750 WST from SPBD. This previous loan was used to purchase fertilizers such as manure. Onolina is now requesting a new loan of 1500 WST which will be used to purchase additional seeds, seedlings & young crops to raise. This will be the 2nd loan taken out by the borrower from SPBD. Onolina plans to use the additional revenue generated from the business to pay tuition fees for her children.
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
About SPBDSouth Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.
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Success!! The loan was 100% repaid