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Kathia Prendes F. is 27 years old. She is married and has three children who are her biggest priority. Her children are 4, 6, and 9 years old respectively. Kathia wants to make her house better with a corridor that they are going to build. This corridor will provide a little more comfort for the family, who right now have problems with rain in the winter. Kathia is a housewife and is finishing the work to get her diploma. She and her husband have a small farm and he is a teacher. This is the second loan that Kathia has received from FUDECOSUR. The first was very good because it helped her accomplish the arrangements and eliminated the expense. FUDECOSUR offered her a loan with great ease and the interest rate is very low. Kathia also wants to give her children the necessary education so they can grow and the family can live better. Finally, she belongs to a credit committee.
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Kathia Prendes F. tiene la edad de 27 años, es casada, y tiene 3 hijos que son su mayor prioridad. Ellos tienen 4, 6 y 9 años respectivamente. Ella quiere mejorar su casa con un corredor que ellos van a construir. Este corredor va a proveer un poco mas comodidad para la familia ya que ayuda ya que el invierno trae problemas con la lluvia. Ella es ama de casa y esta terminando de sacar el bachillerato. Además, su esposo y ella tienen un pequeño finca y él es educador. Es el segundo préstamo que ha recibido de FUDECOSUR. El primer fue mey excelente por que ayuda a la realizar los tramites y eliminan el gasto. FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja. Ella también tiene el deseo de brindarle a sus hijos la educación necesaria a sus hijo para que puedan crecer y la familia pueda vivir mejor. Finalmente, ella pertenece al comité de crédito.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 557.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Kathia to improve her housing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 17, 2009
Nov 25, 2009
Currency Exchange Loss:
Dec 15, 2010