A loan of $825 helped to purchase seeds, mineral fertilizer, fuels and lubricants.

Zebiniso's story

H. Zebiniso is 53 years old and married with two children of school age. As any mother, she wants her children to have everything they need and is dreaming that all of them will have a higher education.

Her husband is a farmer. Zebiniso is a farmer, too. She has been working the land for twenty years and in that time has gained much experience and a love for the land. She began cultivating her land through her own efforts and has gradually gotten ahead in life. Zebiniso grows corn and onions. This business is one of her greatest accomplishments.

She wishes to continue to generate income for her children's development, and for this reason she is requesting a loan of 3,500 TJS. Zebiniso is planning to purchase seeds, mineral fertilizer, fuels and lubricants. She thanks everyone who trusts her and supports her today.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

Loan details

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Loan details