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Los S., 43, is married with two school-age children. Her children are enrolled at a local high school. She resides in Kampong Chnang Province, Cambodia with her husband and children. To make a living, she sells food (lunch, dinner, and breakfast) at her home, earning an income of approximately US $5 per day. Her husband is a public school teacher, earning an income of US $4 per day to help cover the family expenses. S. and her husband are seeking to improve their standard of living and to generate a better income. Therefore, S. is asking for a loan of US $1200 to expand her business by purchasing tables and other additions to aid her restaurant. (Los S. is pictured holding a dish to spoon food for her customers).

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Los to buy tables and other restaurant additions.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 19, 2009
Dec 1, 2009
Currency Exchange Loss:
Mar 17, 2011