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Jessica P. is from the village of Poblacion, Catarman, which is within the Camiguin Province of the Philippines. She is a 42-year-old married woman with three school-age children. To earn a living, Jessica owns and operates a business venture in the food sector; more specifically, she operates a food production business. Her main source of income is derived primarily from selling a variety of snack food and "halo-halo" (a popular dessert in the Philippines) to her local community members. Jessica explains that she has been engaged in this business for over 20 years, and that she typically earns approximately 2,000 PHP per month from these activities.

In 2008, Jessica joined HSPFI to gain access to financial services; as a result, she was able to engage in business activities, and, in turn, to improve her family's standard of living. Importantly, Jessica has successfully repaid a previous loan in the amount of 9,000 PHP from HSPFI. In fact, this loan that she is now seeking would be the fourth loan taken out by Jessica from HSPFI. Jessica is requesting another loan from HSPFI, this time in the amount of 11,000 PHP ($250), to purchase new items so that she can expand her product offerings. She plans to use the additional revenue generated from the loan to improve/expand her business.

About HSPFI: HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City, and its mission is to assist the poor households of Northern Mindanao.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 483
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 47.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Jessica to expand and improve her business by purchasing new items.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 18, 2009
Dec 1, 2009
Currency Exchange Loss:
Sep 15, 2010