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Nil S. is 34 years old and lives with his wife and two young children in the Takeo province. He is a taxi driver who is able to make a living of $2 of profit every day. His wife, pictured here, has a business selling rice and food and also grows watermelons on her farmland. She typically makes a combined income of about $3 a day.

Nil S. is asking for a loan of $1,200 as his wife needs to rebuild and reinvest in her food stand.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nil to rebuild and reinvest in his wife's food stand.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 18, 2009
Dec 1, 2009
Currency Exchange Loss:
Apr 17, 2011