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Luzmila is a member of the Mercamueble Communal Bank and lives in the imperial city of Cusco. She is 41 years old, married, and has three children.

Luzmila divides her time between her household activities and manufacturing furniture such as desks, wardrobes, chairs, tables, beds, and other pieces. She helps her husband with making and selling furniture. Luzmila also has a furniture vending post at the Mercamuebles Market, located at the main bus stop in San Sebastián District of the Province of Cusco. She has been in business for a number of years and has done very well due to her hard work and determination.

Luzmila is requesting a loan to increase her business capital for manufacturing and selling furniture. The materials she needs to buy include wood, paint thinner, lacquer, sandpaper, carpenter’s glue, and other items.

View original language description ↓
La socia LUZMILA pertenece al banco comunal “MERCAMUEBLE” y vive en la ciudad Imperial del Cusco.

La socia tiene 41 años de edad, es casada, tiene tres hijos.

Ella alterna sus actividades del hogar con la fabricación de muebles como escritorios, roperos, sillas, mesas, camas, etc. Ella ayuda a su esposo con la fabricación de muebles y con la venta de los mismos. La socia tiene un stand de venta de muebles en el mercado “MERCAMUEBLES” ubicado en el primer paradero del distrito de San Sebastián de la provincia del Cusco. Ya son varios años con esta actividad y le ha ido muy bien gracias a todo el empeño que pone en su trabajo.

La socia requiere el préstamo para aumentar el capital del negocio de fabricación y venta de muebles, ella quiere comprar más materia prima (madera) y materiales para el acabado del muebles como tiner, laca, lijar, cola de carpintero, etc.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,360,025
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Luzmila purchase materials & supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 11, 2009
Nov 24, 2009
Currency Exchange Loss:
Apr 15, 2010