Victoria is 50 years old. She is divorced and has four children who are all currently working. She is a petty trader who trades in yams, dried fish and firewood. Through this business, she has managed to put her children through school. She is, however, convinced that her business can grow better with increased capital and therefore wants a loan to buy more tubers of yams, baskets of tomatoes, onions, bags of maize, and beans to increase her stock and make a bigger income so she can put up a decent shelter.