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Ana Mercedes
Sra. Ana Mercedes is 39 years old. She lives in the neighborhood of La Francia No. 2, located in the town of Ticuantepe, with her three children. Her oldest child contributes toward the household expenses, while the two younger children are students who help on the farm during their free time. Ana’s plans include building her own home since she and her children currently live at her mother’s house. She became a single mother after divorcing her husband.

Ana has been farming for seven years. Her parents provided her with a plot of land so that she and her children could get ahead. Ana’s greatest difficulty in growing pineapple is the lack of resources to acquire fertilizers and other supplies to improve her production. Her first loan was used to help part of her plantation recover from an invasion of pests. She thanks AFODENIC for the support that was provided to her.

Her second loan will be invested in agricultural supplies so that she will be able to sell her crops at a better price and make her payments on time. She is grateful for this opportunity and appreciates that these development programs are available to help many farmers and small business owners.

View original language description ↓
La señora Ana Mercedes tiene la edad de 39 años, habita en el barrio la Francia numero dos , ubicado en el municipio de Ticuantepe , junto a sus tres hijos , la mayor de ellos le apoya con los gastos del hogar , los dos menores estudian y en tiempos libres el ayudan en los trabajos agrícolas , los planes hacia su familia es poder construir su vivienda propia , actualmente habita en la casa de su mamá , junto a sus hijos a raíz del divorcio con su esposo , doña Ana es madre soltera , desde hace siete años se dedica a la agricultura ya que sus padres le apoyaron con un terreno para que saliera hacia delante con sus hijos , la mayor dificultad que se le presenta en el cultivo de piña es que carecen de fertilizantes e insumos necesarios para obtener una mejor producción , con el primer préstamo logro recuperar parte de la plantación la cual estaba invadida de plagas , agradece a afodenic por el apoyo que le brinda ; ya que con este segundo préstamo lo va a invertir en insumos agrícolas para poder vender en un mejor precio el cultivo y poder pagar en tiempo y forma su desembolso , a la vez esta muy agradecida por la oportunidad que le brinda por que así como se le apoya a ella son muchos los agricultores que se benefician con estos programas de desarrollo a los pequeños empresario .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,429,900
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana Mercedes purchase fertilizers & supplies for improving pineapple production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 6, 2009
Nov 21, 2009
Currency Exchange Loss:
Dec 15, 2010