A loan helped to purchase timber for his hardware shop.


Gaylord's story

Gaylord is a 31 year old married man with one child who does not go to school. He started his hardware store in 2017, specializing mainly in timber sales. Gaylord applied for his first KIVA loan with the intention of buying more timber for his shop and meeting his increased demand. He has managed to feed his family and bought a car with the proceeds from the shop. Gaylord is a hardworking young man with the zeal to grow his business.


This loan is special because:

It has a reduced interest rate.



Loan details


Lenders and lending teams



Loan details