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S. Cosme was born in 1958 in Cotonou, the economic capital of Benin. He is married and has five children to support. Four of them are his; all of them are in school. For 27 years, he has been residing in the Dandji district in Cotonou. He lives with his children and wife. The couple provides for the family jointly.

Cosme has attended secondary school. For thirty years, he has been working in the trade of welding in Finagnon, in Cotonou. He gets his supplies in Gbégamey, in Cotonou.

He is a previous ALIDé client who repays his loans. With the aim of bolstering his business, to be more efficient, and satisfying his customers further, he’s requesting a third loan from ALIDé.
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S. Cosme est né en 1958 à Cotonou, capitale économique du Bénin. Cosme est marié et a 5 enfants en charge, dont quatres sont ses enfants. Tous les enfants sont scolarisés. C'est depuis 27 ans que Cosme réside au quartier Dandji à Cotonou. Cosme vit avec ses enfants et sa femme. Le couple supporte ensemble les charges de la famille. Cosme a fréquenté l'école jusqu'au cours secondaire. Depuis une trentaine d'année, Cosme exerce le métier de soudure à Finagnon à Cotonou. Cosme s'approvisionne à Gbégamey, à Cotonou. C'est un ancien client de ALIDé qui rembourse bien ses crédits. En vue de renforcer son activité pour être plus performent et satisfaire plus ses clients, Cosme sollicite un troisième crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 439.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Cosme to buy an electric grinder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2009
Nov 24, 2009
Currency Exchange Loss:
Jan 15, 2011