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Samuel is 36 years old and is married with four children aged between 2 and 8 years. He lives in Kayonza district, approximately one and a half hours drive from Kigali, the capital city of Rwanda.

Samuel has been selling a variety of goods for the past ten years. He is a proven businessman and well-known in his community. The hours of his business require that he works from 6 a.m. to 9 p.m. every day except Sunday.

Samuel is now requesting his first loan from Kiva lenders via Vision Finance Company, which will allow him to expand his business. He will use the loan to purchase a larger variety of goods for sale which he knows his customers want but which he has not been able to provide. With this expansion, Samuel hopes to earn more profits than ever. With this profit, he will be able to build a stronger business and take better care of his young family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 28
    View loans »
    Rwanda Loans Fundraising
  • $18,255,125
    Funds lent in using Kiva
  • 569.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Samuel to purchase a larger variety of goods and to use as working capital.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 11, 2009
Nov 24, 2009
Currency Exchange Loss:
Aug 15, 2010