A loan of $1,500 helped to purchase winter clothes and shoes for men.

Bibirajab's story

J. Bibirajab is the married mother of one adult son. She runs a small business selling men’s shoes and clothes in the local market and has been involved in this trade for eighteen years.

Bibirajab recently moved her vending facility to a different location which has promoted an increase in her sales. Bibirajab has many loyal customers. She is very friendly and amiable with each client, thus giving her a unique talent in attracting new customers.

Bibirajab purchases clothing wholesale every week. She is hoping to use the loan of 1,500 USD to purchase winter clothes and shoes for men. She hopes to see her venture grow big enough to afford to buy a new vending facility in the future.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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