A loan of $125 helped to pay for services to increase crop yield and fertilizers like manure.


Herminia's story

Herminia E. is from the village of Antipolo. She is 49 years old. Herminia is married and has 4 adult children. To make a living, Herminia owns and operates a business venture in the agriculture sector, raising crops. The main source of income for the business comes from planting and harvesting rice for sale. Herminia has been engaged in her business for over 5 years and earns approximately 1,500 PHP average a month for these activities.

In 2008, Herminia joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Herminia has successfully repaid a previous loan of 5,000 PHP from PMPC. Herminia is requesting a new loan of 5,000 PHP which will be used to pay for services to increase crop yield and fertilizers like manure. This will be the 5th loan taken out by Herminia from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of the her family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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