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Seng S., age 40, is married and lives with her five children in the Kampong Cham province. She is a farmer who works for US $2 each day, while her husband, pictured here, is a horse-cart driver who makes US $3 per day. The weather conditions have been difficult for farming in Cambodia this past year and inflation has caused food prices to skyrocket. These factors have made this a difficult year for many Cambodians, Seng S. included. Consequently, she is asking for a loan of US $300. Her husband will use the money to purchase a new horse-cart.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 83
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Seng purchasing a new horse-cart.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 23, 2009
Currency Exchange Loss:
Jul 17, 2010