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Joyce is thirty-two years old. She is married and has six children who are all in school. She lives with her husband and children in a rented apartment in a farming town in the Western Region of Ghana. Most of the inhabitants practice farming alongside other trading activities. Joyce is a baker. She bakes bread and supplies it to retailers and beverage sellers in her community. She buys the goods from nearby communities. Joyce has been in business for two years and requests a loan to procure bags of flour and other bread baking ingredients in bulk so she can expand her business.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,270,275
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Joyce to buy flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Nov 22, 2009
Currency Exchange Loss:
Jun 15, 2010