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Mambo from Tanzania! This is 27 year old Sela M. from Tukuyu. She is single and has 2 children between the ages of 5 and 8. Additionally, she is responsible for supporting one dependent because his parents cannot care for him. Sela has been running a Duka business since 2000. She owns a small duka, or neighborhood shop, in the city where she sells common household and grocery items. She works at the business for 12 hours per day, 7 days per week and is assisted by one employee. Sela currently earns about 150USD from her business. She is requesting a loan in order to purchase more shop items such as cartons of sugar, soap, salt and cooking oil in bulk. In the future, she plans to increase the size of her business. Sela thanks you for your support!

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility. Customs and traditions in Tanzania make it difficult for women to own land and assets, thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes. One of the primary advantages of micro leasing is that is allows clients to use the equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future.

About Tanzania

  • $1,900
    Average annual income
  • 23
    View loans »
    Tanzania Loans Fundraising
  • $16,186,575
    Funds lent in using Kiva
  • 1,327.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Sela to purchase more shop items such as cartons of sugar, soap, salt and cooking oil in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 30, 2009
Dec 1, 2009
Currency Exchange Loss:
Dec 10, 2010